BridgeTown Realty simplifies the home buying process by guiding you through each step, ensuring you feel confident and prepared at every milestone.
Finding your perfect home should be exciting, not overwhelming
I am committed to achieving the best outcomes for you by actively pursuing results and never sitting idly by, ensuring every step of the buying process is successful.
Results-Driven Approach
I will empower you to be creative and dream big, providing the support and confidence needed to make informed and bold real estate decisions.
Client Empowerment
I specialize in recognizing the hidden potential in properties, helping you see beyond the surface to find a home that meets your needs and aspirations.
Property Potential
I work to build strong relationships within the community, ensuring that you feel valued and supported throughout your home-buying journey.
Community Connection
At BridgeTown Realty, I am always thinking ahead and will help you clear any obstacles out of the way to find your dream home.
Why Work With BridgeTown?
you might be wondering
Receive keys and move into your new home
Sign documents and finalize the purchase
Conduct inspections and appraisals
Submit and negotiate an offer
Tour homes that fit your criteria
Get pre-approved for a loan
Discuss your needs and budget
The Home Buying Process
Buying FAQs
Are you considering purchasing a property?
Unless you plan on paying with cash, your first step will be to get pre-approved for a loan. Once you get pre-approved, you will know with more accuracy the price of the home you can afford. In most cases, an offer will not be considered by a seller and seller’s agent without a prequalification letter from your lender.
Buying a home can be a complex process that gets confusing really quickly. The term REALTOR® identifies a real estate professional who is a member of the National Association of REALTORS®. Not only is a REALTOR® bound to a strict Code of Ethics, he or she will act as a direct liaison between buyers and sellers. Click this link to read more.
The answer may surprise you; it’s no longer 20%. All loan options are different, but the average down payment is now 3% to 5%. If you or the property you’re purchasing qualifies for a VA or USDA loan, you aren’t required to put any money down. There ARE creative financing options for most buyers including down payment assistance programs. Contact me to learn more.
When you get a mortgage, the interest rate determines your monthly payment. While higher property taxes or insurance can increase future payments, the loan payment stays the same with a fixed-rate loan. However, a 1% increase in the interest rate can significantly reduce how much you can borrow. Generally, a 1% rise in interest rates means you can borrow 10% less while maintaining the same monthly payment. As interest rates climb, your buying power decreases, leading to higher monthly payments.
- Home prices and interest rates could keep rising, so while rates are higher than they were a few years ago, you might get a better deal now than if you wait.
- With fewer buyers shopping right now due to higher costs of borrowing, you might have more negotiating power.
- If housing demand continues to outstrip supply, you have a good chance of quickly building equity and making money if you sell.
- You can refinance later if rates eventually decrease significantly, effectively expanding your profit margin based on your original decision to purchase.
- Renting isn't cheap either; in most markets, buying may be cheaper than renting EVEN WITH high interest rates.
Yes, you definitely can. If you are trying to make a contingency offer, however, your home will first need to be listed on a local MLS (Multiple listing Service) with the help of a real estate agent before a contingent offer is generally considered by a seller and seller’s agent.
You should see as many as you need to ensure you find the perfect home. On average, home buyers will look at hundreds of homes online but will see 10 homes in person before writing an offer. Remember, you won’t be able to view most properties in person without working with an agent. I’ll offer you a personal shopper report if you’re looking for a way to narrow your search for the perfect property.
Before making an offer, ask yourself:
- What price are you comfortable paying?
- How do you plan to purchase the home? (e.g., 15-year or 30-year fixed)?
- Knowing your method of purchasing, how much is your anticipated monthly payment?
- When would you like to move into the property?
- What personal property is included and excluded from the sale? Are you okay with this list?
- In addition to the loan (if it applies) and the inspection, should there be other contingencies you consider as part of the offer?
Once you have these answers, I will draft up a purchase agreement and send it to the listing agent. Most likely, you will hear a response within 24 hours. However, be prepared because both sides can counter as many times as they would like. Sometimes, this is a quick process and offers are accepted after a few conversations. Other times, it can be days until an offer is concluded. This is where you want a REALTOR® advocating for you.
Whether buying, selling, or investing, I’ll stand by you every step of the way. I won’t sit idly by and hope for the best; I will intently pursue results for YOU.
At BridgeTown Realty, I strive to create an experience where you feel valued, supported, and empowered to be creative, to dream big, and to move forward with confidence.
I help you go beyond the surface to see the potential that others may not and to breathe new life into spaces that have been overlooked or forgotten.
Meet the Broker Behind BridgeTown Realty
your fremont county real estate agent
When searching for our retirement home, our list was short but specific. This, our 22nd move, we knew what we needed. John listened carefully, and together we scoured listings. With equal parts patience and perseverance, we/he found 'just right'. That's when we turned everything over to his expert negotiating skills and timely communication. We landed in our 'perfect fit'. When beginning the process, John was our first wise choice! BIG THANKS!!
"With equal parts patience and perseverance, we/he found 'just right'."
BridgeTown Realty is an equal housing opportunity provider. I do not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin.
All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise 'any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation or discrimination.'
John Pavlicek is a licensed real estate agent in the State of Colorado. License number: 100094194.
BridgeTown Realty is a licensed real estate brokerage in the State of Colorado. License number: 100105412
